Slideshow Image
Slideshow Image
Slideshow Image
Slideshow Image

Ocean & Land Travel

“Not all who wander are lost” Call us today for the best rates and professional service
Call: 408-390-3143 Fax: (206) 417-4688 Email:

Insurance Information

Here's how to gauge whether travel insurance is a good idea for you:


Consider it for...
Trips that are a long way off
Planning a trip a 6 months or more in advance leaves plenty of time for a problem to crop up.
Expensive trips
Any time you have more at risk than you can comfortably lose, you need to consider insurance. To do the math, determine what portion of your trip is nonrefundable should you cancel beforehand, and how much you'd lose if you needed to return home midtrip.
Complex plans
Ask yourself: Could one problem derail your entire trip? For example, a significant flight delay could mean missing your cruise ship departure or cutting a city out of your two-week whirlwind tour of Europe.
Because the cruise lines offer travel insurance, and because the travel agents offer it, the cruise lines have a no-excuses policy. If you don't have insurance, you're out of luck.
Package deals
Restrictions often stipulate that a change to any portion of the package will result in all rates reverting to the regular price.
Skip it for...
Last-minute plans
Making plans a day or two before your trip doesn't leave much chance for the unexpected to occur. You know you're in reasonably good health, for example, or whether a hurricane is bearing down on your destination.
Domestic trips
The fee to change your flight is small, usually $100 or so. And most U.S. hotels allow penalty-free cancellations up to the day before you check in.
Short vacations
Should you need to cancel, the nonrefundable portion of your trip is likely to be small. It's also less likely you'll need to come home early.

We Recommend

TravelSafe Vacation Insurance